Effective on October 25, 2006
This privacy statement describes how we collects and uses the personal
information you provide on our Web site:
also describes the choices available to you regarding our use of your personal
information and how you can access and update this information.
Collection and Use of Personal Information
We collect the following personal information from you
- Contact Information such as name, email address, mailing address, phone
- HBT Account Number
- Social Security Number, National ID
- Unique Identifiers such as user name, account number, password
We collect the following third party information
Name, NIC Number, address, email address, phone number, the percent
of money you wish to share with them, and whether they are a beneficiary or
We use this information to
- Fulfill your order
- Send you requested product or service information
- Send product updates or warranty information
- Respond to customer service requests
- Administer your account
- Send you a newsletter
- Respond to your questions and concerns
- Facilitate your transactions with other users
- Allow you to view your check history, redemption history, statements,
redeem points that you have earned, view your weekly Profits
- Transfer your hbtrl Profit Bank to hbtrl Bank account, Transfer money from your
hbtrl Bank to other memebr account.
- Allow you to redeem Traveling Package or products
- To Send you newsletters and service related emails regarding your
account or to alert you if our service is temporarily unavailable for
- Allow you to send private messages to other users of the site.
We use the third party information to
Allow these users to receive any money that you may currently have
in your accounts.
You may choose to stop receiving our newsletter emails by following the
unsubscribe instructions included in these emails or you can contact us at
Information Obtained from Third Parties
If you provide us personal information about others, or if others give us
your information, we will only use that information for the specific reason for
which it was provided to us.
We will share your personal information with third parties only in the ways
that are described in this privacy statement. We do not sell your personal
information to third parties.
We may provide your personal information to companies that provide services
to help us with our business activities such as shipping your order, processing
your payments, or offering customer service. These companies are authorized to
use your personal information only as necessary to provide these
services to us.
We may also disclose your personal information
- as required by law such as to comply with a subpoena, or similar legal
- when we believe in good faith that disclosure is necessary to protect
our rights, protect your safety or the safety of others, investigate fraud,
or respond to a government request,
- if HBT General Trading is involved in a merger, acquisition, or sale of
all or a portion of its assets, you will be notified via email and/or a
prominent notice on our Web site of any change in ownership or uses of your
personal information, as well as any choices you may have regarding your
- to any other third party with your prior consent to do so.
We make your contact information available to other users that you transact
with on this site to help complete the transaction.
Cookies and Other Tracking Technologies
A cookie is a small text file that is stored on a user's computer for
information we store in cookies to any personally identifiable information you
submit while on our site.
We use both session ID cookies and persistent cookies. We use session cookies
to make it easier for you to navigate our site. A session ID cookie expires when
you close your browser. A persistent cookie remains on your hard drive for an
extended period of time. You can remove persistent cookies by following
directions provided in your Internet browsers help file.
We set a persistent cookie to store your passwords, so you don't have to
enter it more than once. Persistent cookies also enable us to track and target
the interests of our users to enhance the experience on our site.
If you reject cookies, you may still use our site, but your ability to use
some areas of our site will be limited.
Third Party Cookies
We do not have access or control over these cookies. These third parties use
session ID cookies to make it easier for you to navigate our site.
The security of your personal information is important to us. When you enter
sensitive information (such as social security number, national ID, credit card
number, pin code, and other financial information) on our order forms, we
encrypt the transmission of that information using secure socket layer
We follow generally accepted industry standards to protect the personal
information submitted to us, both during transmission and once we receive it. No
method of transmission over the Internet, or method of electronic storage, is
100% secure, however. Therefore, we cannot guarantee its absolute security.
If you have any questions about security on our Web site, you can contact us
at firstname.lastname@example.org .
Links to Other Sites
If you click on a link to a third party site, including on an advertisement,
you will leave the hbtrl.comsite you are visiting and go to the site you
selected. Because we cannot control the activities of third parties, we cannot
accept responsibility for any use of your personally identifiable information by
such third parties, and we cannot guarantee that they will adhere to the same
privacy practices as hbtrl.com. We encourage you to review the privacy
statements of any other service provider from whom you request services. If you
visit a third party website that is linked to the hbtrl.comsite, you should
read that site's privacy statement before providing any personally identifiable
If you choose to use our referral service to tell a friend about our site, we
will ask you for your friend's name and email address. We will automatically
send your friend a one-time email inviting him or her to visit the site. HBT
General Trading stores this information for the sole purpose of sending this
one-time email and tracking the success of our referral program.
Your friend may contact us at
email@example.com to request that we remove this information from our
If you use the private message feature on the site, you should be aware that
any personally identifiable information you submit there can be read, collected,
or used by other users of these messages, and could be used to send you
unsolicited messages. We are not responsible for the personally identifiable
information you choose to submit within these messages.
Correcting and Updating Your Personal Information
To review and update your personal information to ensure it is accurate,
contact us at firstname.lastname@example.org Or you
may login to your account and update your information within the 'Profile
Settings section of the site and select the information you wish to update from
the drop down menu.
Notification of Privacy Statement Changes
We may update this privacy statement to reflect changes to our information
practices. If we make any material changes we will notify you by email (sent to
the e-mail address specified in your account) or by means of a notice on this
Site prior to the change becoming effective. We encourage you to periodically
review this page for the latest information on our privacy practices.
You can contact us by writing or email us at the address below: